/* ═══════════════════════════════════════════════════════════════
   DISCLAIMER BLOCK
   Shared across all pages for RBI compliance.
   ═══════════════════════════════════════════════════════════════ */

.disclaimer-band {
    padding: 40px 0;
    background: #f8fafc;
    border-top: 1px solid #e6ecef;
}

.disclaimer-inner {
    max-width: 900px;
    margin: 0 auto;
    font-size: 12.5px;
    line-height: 1.8;
    color: #5b6b85;
}

.disclaimer-inner p {
    margin: 0 0 12px;
}

.disclaimer-inner p:last-child {
    margin: 0;
}

.disclaimer-inner p strong:first-child {
    color: #0b1a33;
}

.disclaimer-inner a {
    color: #0ea472;
    font-weight: 600;
}

@media (max-width: 768px) {
    .disclaimer-band {
        padding: 32px 20px;
    }
    .disclaimer-inner {
        font-size: 12px;
        line-height: 1.75;
    }
}