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Test Agency
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Independent Credit Report Review

Resolve Inaccurate Credit Information with Confidence

Test Agency assists clients across India with credit report review, dispute documentation, and correction requests under the Credit Information Companies (Regulation) Act, 2005.

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All 4 Bureaus
CIBIL, Experian, Equifax, CRIF
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CICRA 2005
Legally grounded process
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Secure Handling
DPDP Act 2023 compliant
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Documented Process
Case-by-case review

Our Services

Every credit issue handled with legal precision and documented process.

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Credit Report Review

Detailed audit of your credit report across all 4 bureaus, identifying disputable inaccuracies.

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Dispute Letter Drafting

Formal dispute letters citing the correct CICRA 2005 sections, prepared for submission to bureaus.

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Written-Off & Settled Account Review

Assistance with correction requests for written-off and settled accounts across all bureaus.

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Profile Correction

Correction of name, address, date of birth, and identity details across all credit bureaus.

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Fraud Entry Assistance

Support for identity theft-related correction requests and dispute documentation.

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Case Manager Support

Dedicated case manager for updates and follow-up throughout the entire dispute process.

Ready to Start Your Case?

Upload your credit report and our team will begin the review process. No guarantees โ€” only honest, documented assistance.

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Test Agency is an independent credit report review and dispute documentation consultancy. We are not affiliated with, endorsed by, or acting as an agent of TransUnion CIBIL, Experian India, Equifax India, CRIF High Mark, RBI, or any bank. Services are on a case-by-case basis. We do not guarantee specific results, score improvements, or loan approvals. Consumers can file disputes directly with bureaus at no cost.