A detailed audit across all four credit bureaus — reviewing every entry for potential errors, identity-related items, and outdated negative entries, with a documented action plan.
Five expert-led steps from report acquisition to your personalized resolution plan.
We guide you to download your free annual credit reports from all 4 bureaus — no extra cost.
Our team scans every line item using a proprietary 50-point checklist across all bureaus.
Each problem is prioritized — red (critical), yellow (improvable), green (healthy) — by score impact.
Detailed 20+ page report with dispute letter templates and a 30-day calendar.
One-on-one call to walk through findings, explain next steps, and answer all your questions.
A 50-point detailed checklist across all four credit bureaus — leaving nothing to chance.
Name spelling, address history, date of birth, and identity document mismatches that create duplicate profiles.
Wrongly marked late payments, accounts showing settled when they should be closed, and incorrect balances.
Same loan or credit card appearing multiple times across bureaus, artificially inflating your debt load.
Negative accounts older than 7 years that should have been automatically removed from your report.
Unauthorized loans, credit cards, or hard enquiries opened in your name without your knowledge or consent.
High card balance ratios dragging your score down — with specific recommendations to optimize each account.
A credit report analysis is a detailed-level review of your credit history across all four bureaus — TransUnion CIBIL, Equifax, Experian, and CRIF Highmark. Unlike a basic score check, our experts manually examine each entry to uncover hidden errors, identity theft, duplicate accounts, and outdated negative items that quietly suppress your score.
Your personalized analysis report is a 20+ page document color-coded by priority, not a generic printout:
Every commitment we make is backed by verified results, legal compliance, and real client outcomes.
Our dispute and documentation processes follow fair practice standards and applicable Indian consumer protection law.
Bank-grade security at every step. Your documents and personal data are always encrypted and protected.
We review all four credit bureaus — TransUnion CIBIL, Equifax, Experian, and CRIF Highmark — with a documented, case-by-case approach.
No actionable finding, no charge. If we can't identify improvable issues, you receive a 50% refund.
Privately-owned consultancy. Case-by-case analysis of credit reports across all bureaus.
Your data privacy is fully protected under the Information Technology Act 2000 and DPDP Act 2023.
Talk to our credit expert before you pay anything. Free guidance, no obligation — just real answers about your score.
Important Disclaimer: Corvanta Financial Services is an independent, privately-owned credit report review and dispute documentation consultancy. We are not affiliated with, endorsed by, sponsored by, or acting as an agent of TransUnion CIBIL Limited, Equifax, Experian, CRIF Highmark, the Reserve Bank of India, or any bank or financial institution.
All services are provided on a case-by-case basis. Outcomes depend on the specifics of each case and are subject to verification by the relevant credit bureaus and lenders. We do not guarantee any specific result, credit score improvement, or loan approval.
Consumers can file disputes directly with credit information companies at no cost through their standard grievance mechanisms. Our services are optional third-party assistance for those who prefer to engage a professional consultancy.
Please review our Terms & Conditions, Refund Policy, and Legal Disclaimer before engaging our services.
Get expert advice on your credit report. Our team contacts you during business hours.
This helps us recommend the right plan.