A "Written Off" remark on your credit report may affect lender assessments. We assist with a documented review of such entries and file correction requests with credit bureaus and lenders where applicable, through the prescribed procedures.
Six expert-led steps from document collection to confirmed removal across all four bureaus.
We collect your loan agreement, write-off letter, and full credit report for review.
Bureau- & lender-specific dispute notices drafted with proof of the write-off entry.
We check if the write-off is time-barred (7+ years old) or contains reporting errors.
Documented disputes are filed with each credit bureau where applicable, with case status tracked as responses are received.
Banking Ombudsman and RBI Consumer Protection filing if bureau or bank refuses.
Where dispute is upheld, entry corrected; updated reports shared with you.
Multiple written-off account situations reviewed with structured case handling — outcomes depend on case merit.
Personal loans, home loans, auto loans, and business loans written off by the bank — subject to applicable bureau procedures and case merit.
Credit card dues written off after prolonged non-payment — one of the more impactful entries on a credit report.
Write-offs from NBFCs, digital lenders, and microfinance institutions — all covered under our service.
Write-offs older than 7 years are typically retained for up to 7 years. We verify and enforce this on your behalf.
When banks ignore or refuse dispute requests, we escalate to the Banking Ombudsman under the RBI Integrated Ombudsman Scheme.
Multiple written-off accounts across different lenders? We handle all of them simultaneously — one fee, complete resolution.
A "Written Off" status appears when a lender gives up on recovering a debt after prolonged default and closes its books on the account. The entry stays on your credit report for up to 7 years — and often longer due to reporting errors — making it one of the most damaging marks possible. It signals to every future lender that you defaulted and the bank wrote off the loss.
Our Written-Off Account Review service assists with filing correction requests and documentation-based disputes with credit bureaus and lenders, following the applicable procedures. There is no requirement to repay the original debt again. This is a documentation and dispute process, not a repayment process.
Our written-off clearance service is a complete end-to-end legal process — not just a letter:
Every commitment we make is backed by verified results, legal compliance, and real client outcomes.
Our dispute processes follow the Credit Information Companies (Regulation) Act, 2005 (CICRA) framework.
Bank-grade security at every step. Your documents and personal data are always encrypted and protected.
We correspond with all four credit bureaus — TransUnion CIBIL, Equifax, Experian, and CRIF Highmark. Disputes are filed separately with each bureau where applicable.
If we cannot remove or correct your written-off entry, you receive a full refund — no questions asked.
Verified reviews from clients who have completed our documented process. Reviews are published only after written consent.
Your data privacy is fully protected under the Information Technology Act 2000 and DPDP Act 2023.
Talk to our written-off clearance expert before you pay anything. Free guidance, no obligation — real answers about your specific case.
Important Disclaimer: Corvanta Financial Services is an independent, privately-owned credit report review and dispute documentation consultancy. We are not affiliated with, endorsed by, sponsored by, or acting as an agent of TransUnion CIBIL Limited, Equifax, Experian, CRIF Highmark, the Reserve Bank of India, or any bank or financial institution.
All services are provided on a case-by-case basis. Outcomes depend on the specifics of each case and are subject to verification by the relevant credit bureaus and lenders. We do not guarantee any specific result, credit score improvement, or loan approval.
Consumers can file disputes directly with credit information companies at no cost through their standard grievance mechanisms. Our services are optional third-party assistance for those who prefer to engage a professional consultancy.
Please review our Terms & Conditions, Refund Policy, and Legal Disclaimer before engaging our services.
Get expert advice on removing your written-off account. Our team contacts you during business hours.
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